Karachi-based Habib Bank Ltd., Pakistan’s largest by the number of branches, reported an increase in revenue to 79.7 billion rupees from 60.5 billion rupees in the year ended Dec. 31, as well as a 54% rise in profit after higher lending and rising interest rates.  Shares of the company have risen 21.8% this year.  Pakistan’s central bank raised interest rates four times last year to the highest levels in Asia.  Moreover, lending expanded by just under 20% in 2008, led by demand from energy companies and textile manufacturers, according to CEO Zakir Mahmood.